Guaranteed Issue Flagship Whole Life

Navy Mutual is honored to serve those who serve our country, and as a show of thanks for all that you do, we are offering a permanent life insurance alternative to SGLI to recently separated servicemembers and their families without requiring a medical exam or underwriting.

Because the need for life insurance coverage does not go away simply because you are no longer affiliated with the military, we have created a product tailored to your needs: Guaranteed Issue Flagship Whole Life.

If you are within 120 days of separation:

  • You may be eligible for up to $400,000 of Flagship Whole Life coverage without having to undergo a medical examination or underwriter review if you were covered by SGLI while in service.
  • Your spouse may be eligible for up to $100,000 of Flagship Whole Life coverage without having to undergo a medical examination or underwriter review if they were covered under the Family SGLI (FSGLI) program.
  • Your children may be eligible for a $10,000 Family Benefit Rider without underwriter review provided they are under the age of 21 years old at the time of issue.

For FAQs related to this product, click here.

To apply for coverage, complete the inquiry form below, and be sure to have the following items handy:

  • A copy of your military separation documents (Form DD-214, Form NGB-22, or written Reservist Orders) and a copy of your last Leave and Earnings Statement (LES) from when you were active duty or a drilling reservist.
  • A copy of the military member’s LES showing the deduction for Spousal SGLI if applying as a military spouse.